About Happy Mortgage About Us                 We have been serving Baltimore homeowners for nearly two decades. As a true correspondent lender, we make loan decisions in house and on  site. This allows Happy Mortgage to control every step of the loan process which means less hands touch your loan. The end result is one on one service and fast closings. We offer conventional, jumbo, fha, va. 203k and reverse mortgage loans. We’re a part of your community. Our business relies on the references you provide to your