About Us: We are a well established mortgage company based in Maryland, specializing in purchase business and government loans.  Our underwriting is in house and very efficient.  We pride ourselves on timelines, we move files from application to clear to close, faster than any other company.  We have some of the lowest rates in the country and we offer "NO POINTS" on our loans.  We sell the lowest rate and charge a flat fee no matter the size of the loan amount.  We feel its the same amount of work regardless of the loan amount, so